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Own a home & bring your luck with OCBC KPR

22 Jan 2026 - 26 Feb 2026

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Chinese New Year is the perfect moment to start owning your dream home. Enjoy special rates and lighter initial payments with OCBC Home Loan, see the details in the table below

Product Fixed Period Minimum Tenor Special Interest/Ujrah Rate Loan Loan Amount ≥ 1bio - 6bio Special Interest/Ujrah Rate Loan Loan Amount ≥ 6bio Special Cashback
KPR PRIMARY
KPR iB Primary Ready Stock
  • Applicable only for financing from selected developers (refer to the attached Developer Group List).
  • KPR iB Primary is available exclusively for ready stock properties that are ready for handover to the buyer.
KPR/KPR IB – SECONDARY
  • Applicable only to selected existing customers, in accordance with a predefined eligibility list.
  • Applications must be submitted through selected brokers (refer to the attached Broker List).
Fix 1 5 years 3.88% 0.25%
Terms & Conditions

Minimum Loan Amount: IDR 1 Billion – IDR 6 Billion

  1. Cross-selling of 1 TAKA / TAKA iB / TAKA FLEXI account, newly opened with a minimum holding period of 2 years, with a minimum monthly installment of IDR 500,000, or
  2. Cross-selling of 1 Time Deposit (Tanda Hold) with a minimum placement of IDR 10,000,000 for a minimum period of 2 years.

    Minimum Loan Amount ≥ IDR 6 Billion

  3. Other terms and conditions are subject to the applicable provisions
  4. Program valid until 26 February 2026

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