Special Event

Program Premier Bonus Interest Mission

1 Jun 2026 - 31 Aug 2026

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Program Mission Bonus Interest 1-2-3

Program period: 1 June – 31 August 2026.
The program is valid for individual OCBC Premier Banking customers of PT Bank OCBC NISP Tbk ("OCBC"), with the following details:
- Have joined as OCBC Premier Customer for at least 3 months.
- Not applicable to OCBC Premier Customers who have joint accounts.

Customers can get bonus interest1) up to 4.68% per annum (p.a.) based on the growth of the average balance2) of the Rupiah savings account, by completing the following missions:

Remarks	Activities	Bonus Interest Savings Earned	Terms & Condition
Mission #1	Increase the average balance growth min. IDR 100 Million per month.	+1,88% p.a.	The increase in the balance that is considered is the average balance of savings in the current month compared to the average balance in the previous month (excludes balance on hold3)). The balance is calculated based on the increase in the average balance of the following rupiah savings products: Tanda 360 Tanda 360 Plus Tanda 360 Plus Digital Tanda 360 Plus Komunitas Only valid for accounts in Rupiah. Not valid for OCBC Premier Customers who have a joint account.. If the Customer has more than 1 (one) savings account, then the average balance for each account will be added up to be the basis for calculating the balance increase (excludes balance on hold³⁾).
Mission #2	Make a placement on one of the following products with min. IDR 100 million or equivalent: Bonds Mutual Funds Insurance	+2% p.a.	Product placement must be made in the same month as the month of increase in the average balance of the account. Minimum placement of IDR 100 million or equivalent. Not applicable to Money Market Mutual Funds. Applicable to Primary Market & Secondary Market Bonds.
Mission #3	Make one of the following transactions: Min. Foreign Exchange transactions IDR10 Million Min. Debit Transactions IDR10 Million Min QRIS transaction IDR10 Million	+0,8% p.a.	Foreign exchange purchase transactions or debit transactions or QRIS OCBC mobile must be made in the same month as the month of increase in the average account balance. Eligible transactions are one single transaction worth a minimum of IDR 10 million. Some small transactions that are combined are not eligible (no accumulation applies). The minimum transaction is min. IDR 10 Million for one of the foreign exchange or Debit or QRIS transactions. Foreign exchange transactions are valid for transactions (purchase or sell) of all types of foreign currency from IDR accounts available on OCBC mobile. Debit transactions include domestic, overseas and online debit transactions. QRIS transactions are only counted as QRIS transactions for payments at merchants, both domestic and foreign. The value of foreign exchange purchases will be calculated using nominal in the form of Rupiah equivalent when buying or selling foreign currency.

Definition:
1. Bonus Interest: Additional savings interest received as a form of program rewards on top of the savings interest after the applicable interest rate conditions.
2. Average balance: The amount of balance from the 1st to the end of the month, divided by the total days of the month (30/31).
3. Balance on hold: Funds in a bank account that are blocked indefinitely so that they cannot be used for transactions. Including funds in the Deposited Balance, Money Lock, Hold or Blocked for other reasons.

Calculation of bonus interest as referred to in point 3 above applies with the following provisions:
- Bonus interest is calculated based on the increase in the average balance of the following Rupiah savings account:
  1. Tanda 360
  2. Tanda 360 Plus
  3. Tanda 360 Plus Digital
  4. Tanda 360 Plus Komunitas
- The average balance is calculated from the total daily balance from the 1st to the end of the month, divided by the number of days in the month.
If the customer has more than 1 (one) account, the average balance of each account will be added to be the basis for calculating the average balance increase.
Balances that are currently blocked or balances held by banks are not included in the calculation of the average balance.
The monthly average balance growth to get the interest bonus is a minimum of IDR 100 million.
Additional interest will be credited at the end of the following month to the Customer's account that is still active with the highest balance in the calculation month.
Customers will still get interest from the Savings account in accordance with the applicable interest rate provisions.
The additional interest given has been deducted from the savings interest tax.
This program cannot be combined with Premier Banking Acquisition/Take Off Program (web.ocbc.id/pb-takeoff), but this Program can be combined with Premier Top Up Program (web.ocbc.id/pb-topup).
12. For more information, please contact Tanya OCBC 1500-999 or +6221 26506300 (from overseas) on the website www.ocbc.id.
13. The Terms and Conditions have been adjusted to the provisions of laws and regulations including the provisions of Otoritas Jasa Keuangan.
14. OCBC has the right and authority to amend, add and/or reduce these Terms and Conditions with prior notice through the media deemed good by OCBC by taking into account the provisions and applicable laws and regulations.
15. The Terms and Conditions of the Premier Bonus Interest Mission Program and all its amendments and updates are an integral part of (i) the Bank's Facility Form and its terms and conditions, (ii) General Terms and Conditions related to each related Bank product, and (iii) Terms and Conditions for Account Opening and Arrangement of PT Bank OCBC NISP Tbk.
16. In the event that the Terms and Conditions of the Premier Bonus Interest Mission Program are translated into other languages, then if there is a discrepancy or conflict in the meaning or interpretation between the Indonesian text and the foreign language, the Indonesian Language Text will prevail.

PT Bank OCBC NISP Tbk is licensed and supervised by Otoritas Jasa Keuangan & Bank Indonesia and is a participant in the LPS guarantee.

Simulation:

	May (M-1)	June (M)	July
Case#1	Total Average Savings Balance of IDR 100 million	The total average savings balance is IDR 200 million, hence the average savings balance increase by IDR 100 million (the difference between the average balance in June compared to May) . The placement of bond products amounted to IDR 100 million. Foreign exchange transactions with a minimum transaction of IDR 10 million.	Customers get a bonus interest of 4,68% p.a. (1,88% + 2% + 0.8%) on the Savings balance of IDR 100 million (the difference between the average balance in June compared to May).
Case#2	Total Savings Balance IDR 100 million	The total average savings balance is IDR 300 million, hence the average savings balance increase by IDR 200 million (the difference between the average balance in June compared to May). Placement of mutual fund products (not money markets) of IDR 200 million. Debit Transactions with a minimum transaction of IDR 5 million.	Customers get a bonus interest of 3,88% p.a. (1,88% + 2%) on the Savings balance of IDR 200 million (the difference between the average balance in June compared to May).
Case#3	Total Savings Balance IDR 100 million	The total average savings balance is IDR 200 million, hence the average balance of savings in savings (the difference between the average balance in June compared to May) is IDR 100 million. Placement of insurance products of IDR 90 million. Debit Transactions with a minimum transaction of IDR 20 million.	The customer gets a bonus interest of 1,88% p.a. on the Savings balance of IDR 100 million (the difference between the average balance in June compared to May).
Case#4	Total Savings Balance IDR 100 million	The total average savings balance is IDR 150 million, hence the average savings balance increase in savings (the difference between the average balance in June compared to May) by IDR 50 million. The placement of bond products amounted to IDR 500 million. FX transactions with a minimum transaction of IDR 50 million.	Customers do not get bonus interest, because there is no minimum average balance growth of IDR 100 million
Case#5	Total Savings Balance Rp 100 million	The total average savings balance is IDR 125 million, hence the average savings balance of savings in savings (the difference between the average balance in June compared to May) is IDR 25 million. Placement of bond products amounted to IDR 50 million. FX transactions with a minimum transaction of IDR 5 million.	Customers do not get bonus interest, because there is no minimum average balance growth of IDR 100 million.